CA-San Jose

I had a fantastic experience working with Will and Marcus from Loan factory. Their digital platform made uploading documents incredibly easy and they guided me through out the process cess .We were able to close in just under 21 days, and there were no 'surprise' fees at the end. Highly recommend Will and Marcus for their quick response times and professionalism!

Thank you for your help Dean & Jake.

A team of Phillip Nguyen and Tyler Ngo is such a great combination, I am glad I worked with them. Thank you for your help!

We had an outstanding experience working with Ryan and Lucy on our mortgage refinance. From start to finish, Ryan truly drove the process with dedication and clarity. He took the time to understand our situation, believed in our case, and guided us every step of the way. What stood out the most was Ryan’s ability to understand our preferences and priorities, and his willingness to stand firm and support us during some tough decision points. His confidence and guidance gave us a lot of reassurance throughout the process. Lucy was equally wonderful to work with—always responsive, organized, and helpful in keeping everything on track. Together, they made what could have been a stressful process feel smooth and manageable. We’re truly grateful for their support and would highly recommend Ryan and Lucy to anyone looking for a knowledgeable, trustworthy, and committed team. Thank you again for everything!

Thank you Don and Nami for providing a professional and helpful service!

Used Loan Factory for a mortgage refinance and saved a ton. The staff explained all my options, answered every question, and there were no surprises at closing. Professional, transparent, and fast. 5/5